Home Improvement Financing for Your Next Project
Home improvement financing can help you move forward with a landscaping, construction, or property improvement project while spreading the cost over time.
HFS Financial
Bring Your Home Improvement Plans to Life
Financing may help make a larger landscaping or construction project more manageable without requiring you to reduce the scope of your plans.
No Stage Funding
Eligible projects may receive funding without requiring multiple staged disbursements throughout the project.
No Equity Needed
Financing options may be available without requiring you to use the equity in your property.
No Prepayment Penalties
Pay the loan off early without a prepayment penalty, providing additional flexibility for the future.
Many Project Types
Financing may be used for landscaping, construction, and many other types of home improvement projects.
Financing Options Built Around Your Project
HFS Financial offers home improvement financing options designed to help property owners complete projects without delaying their plans.
View Financing Options- Loan amounts available up to $300,000
- Loan terms available up to 30 years
- Average turnaround of approximately 7–10 business days
- Soft credit check for pre-approval with no impact on your credit score
- Up to 120% funding may be available for project overages or additional improvements
- Rates ranging from approximately 7.80% to 14.99%
- No prepayment penalties
- Financing may be used for any type of home improvement project
- Applicants must own the property being improved
How Home Improvement Financing Works
Review your financing options through HFS Financial and continue planning your project with Northland Landscape & Construction.
Explore Your Options
Visit the secure HFS Financial website to review available home improvement financing options.
Request Pre-Approval
Complete the requested information for a soft credit review that does not affect your credit score.
Plan Your Project
Once financing is arranged, work with Northland Landscape & Construction to finalize your project details.
See What Financing Options May Be Available
Explore financing for your landscaping, construction, or home improvement project through HFS Financial.
*Financing is provided through HFS Financial. Loan approval, interest rates, loan terms, funding amounts, turnaround times, and eligibility requirements are determined by the lender and are subject to underwriting and change. Rates may vary based on applicant qualifications. Northland Landscape & Construction does not make lending decisions. Applicants must own the property being improved.




